Police warning over Universal Credit scam

I have been sent the information below from the Police:

Police warning over Universal Credit scam 


What is the scam?

Fraudsters are targeting people of working age and claim that they’re able to offer them a low cost government loan. 

The scammer will then use their victim’s personal details to apply for Universal Credit, then request a substantial advance payment, of which they’ll take a cut for themselves. 

The result is that the victim’s current benefits will be stopped, and replaced by Universal Credit. 

The victim will then be required to pay back the so called loan in full from future Universal Credit payments. 

Personal information will also be compromised and the scammers will have access to their benefit account and banking information. 

This scam is targeted at anyone of working age.

Never give personal or financial information to anyone you do not know. 

You can report scams to Action Fraud at;


or call 0300 123 2040